Financial planning is about helping to structure and manage your finances to achieve your objectives.
It is rare that someone works in the same job for the same employer and be a member of the same pension scheme during their entire working life. During this time, they may well accumulate a number of different pension plans which are often left unattended once they switch to a new plan.
The potential for growth of their pension funds could then be limited for a number of reasons. By reviewing and assessing each of these, there may be good reasons to consolidate them or there may be good reasons to leave them where they are. Either way, it will cost nothing to have them reviewed by one of our specialists who can guide you through the process and answer any questions you may have.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation